Give America a little credit

1 year, 7 months and 26 days.

That’s all it took.

Just 604 measly days until some fucking fucker attempted to use my credit card.

Back in the UK I had held a credit card for over 22 years without any fraudulent activity at all and yet it seems that every American I have met has been the victim of credit card fraud.  I wonder why it happens here so often?

Very strange.

Oh, wait, my mistake, I’m talking total bollocks…it’s not strange at all.

As much as I love this country, they’re unbelievably lackadaisical about credit card security. They’re more careless than a micro-surgeon with Parkinsons; it’s ridiculous.

When I moved to America back in 2015, they were in the process of transitioning credit cards from the strip to the chip. This was for ‘added security’, and I so expected to be asked to enter my 4 digit PIN number[1] on every transaction.

Nope.

Apparently all that changed was that you now insert your card into the card reader at the front, instead of swiping it at the side.

Ooooh!

Basically, all it did was introduce Americans to another type of motion…..or ‘exercise’ as some of them call it.

And a lot of shops and stores don’t even use the chip reader because they don’t work or aren’t set up yet!

Not only are you not expected to enter your secret and secure 4 digit PIN, but more often than not you’re not even ask for a signature or proof of identity!

Petrol stations (Gas stations) vary in the way they take credit.  Some ask for a signature, some don’t; some ask for identification, most don’t. It’s a fucking minefield and thoroughly pisses me off when i’m not asked for ID.  I could be anyone!

It gets even worse at restaurants where the server takes your card away and you don’t see it for 5 minutes until they bring it back with a wad of receipts for you to sign. This, I discovered, is plenty of time for them to make a copy and charge it to some fucking clothing company in Beverly Hills to the tune of $650!

Wankers.

Back home in Blighty, the waiter or waitress (I really don’t like the term ‘server’) brings the credit card machine to your table and you enter your PIN number directly into it. The card never leaves your sight.

Not once.

Ever.

It’s such a simple thing and saves a shit-ton of paper.  Seriously, why am I given so many pieces of paper?  I always pause when trying to figure out which one i’m supposed to sign and which one i’m supposed to take home and wallpaper the house with.

And the scariest thing of all is that no-one in America seems surprised about credit card fraud; a compromised card over here is as common as rain in England…or drunken violence.

So now I had no choice but to cut up my existing card and wait for another to be delivered. Thankfully I have another credit card I can use until some bastard decides to help fund some Nigerian prince with it.

Debit cards, on the other hand, need a PIN number to be entered.

I give up.

[1] Yes, I know that PIN stands for ‘Personal Identification Number’, so saying “PIN number” is effectively saying “Personal Identification Number number”.

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What’s 9442 miles between friends?

This evening I went to Target which, to my English brethren across the pond, is like Woolworths used to be…but on steroids.

I found what I was looking for and made my way to the till (checkout). 

The guy at the till (checkout), upon hearing me speak, joined the slew of uncultured twats I’ve encountered since moving to America by asking, “So what part of Australia are you from?”

Here we go again.

He could’ve simply asked where I was from, but no; he thought he’d be clever and join the ranks of twattery by asking the question I’ve heard about a million times since I emigrated.

Even if I was from down under, would he have known the area? I doubt it. This guy probably couldn’t find his own arse with both hands. [¹]

It didn’t stop there. He went on to embarrass himself and his country further.

Here is an almost literal account of the entire conversation.

Him – “So what part of Australia are you from?”

Me – “Guess again”

There was a unnecessarily long pause.

Him – “New Zealand?”

Me – “Nope. Where else do they speak ENGLISH a lot?”

He paused again and really thought about it this time.

Him – “Scotland?”

I couldn’t believe it.

Me – “No. Think about it. Where is the most ENGLAND place you can think of that speaks ENGLISH?”

Him – “Well, there’s England but….”

I had to interrupt him. I didn’t want to know what level of ignorance was churning that sentence out of his mouth.

Me – “That’s right, England. I’m English”

He looked at me skeptically and turned to scan my goods though his till (checkout).

Him – “Huh, well you don’t sound English. You sound Australian”.

No I don’t; I sound English.
Do you know how I know I sound English? Because I’m English! That’s where I came from! The Australian accent is completely different.

I was warned that a majority of Yanks thinks we’re either Ozzies or Kiwis, when in fact we’re just Poms.

It amazes me how they can’t tell the difference and then, when corrected, proceed to ask me if I’m sure or – in the case of Captain Cretin tonight – dispute it.

Then, on cue, he decided to tell me about people he knows or is related to that once lived in England or he knew someone in England, or read about England in some book.

I’m pretty sure it wasn’t a fucking atlas.

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[¹] Also down under